If you’ve been watching the housing market closely, the last couple of years have felt noisy and confusing. Some signals pointed to slowdown, others to recovery, and most buyers weren’t…

For many buyers, Christmas feels like the wrong time to think about buying a home.  The market slows down. Schedules are packed. And the idea of making a major financial decision during…

If you have been paying attention to the news, you have probably heard that the Federal Reserve has begun cutting interest rates. For many people, that immediately raises one question.…

Most people don’t sit around thinking about their home equity. You make your payments, live your life, and the house just kind of does its thing in the background. But…

Most people see a mortgage as a way to buy a home. At NEO Home Loans, we see it as something much bigger. Your mortgage is one of the most…

Buying a home is exciting. It’s also a little intimidating if we’re being honest. Between interest rates, competition, and all the decisions you have to make, it’s easy to feel unsure about…

The idea of a 50 year mortgage has taken over social media and the news cycle. Some people think it could finally help more families afford a home. Others think…

Mortgage rates have dropped from where they started in 2025, sitting near 6.5% today. That shift means opportunity for millions of Americans who locked in loans at 7% or higher.…

Feeling Stuck by Today’s High Mortgage Rates?  You’re not the only one. A lot of people find a home they love, start running the numbers, and suddenly feel that knot…