For many families, high-interest debt, rising expenses, or unexpected costs can feel overwhelming. Yet sitting inside their home is often the key to relief: their equity.
When homeowners choose to unlock that equity with a HELOC or Home Equity Loan, they gain more than financing. They gain the ability to take back control of their financial future.
At NEO Home Loans, powered by Better, our role is simple: guide families through that process with clarity, speed, and solutions built to make the biggest impact.
Turning Home Equity Into Opportunity
Home equity is often a family’s most valuable financial resource, but too many let it sit untapped. With the right guidance, that equity can become a powerful tool.
Through NEO’s HELOC and HELoan solutions, powered by Better’s AI-driven lending platform, homeowners can:
- Consolidate high-interest debt into one manageable monthly payment
- Improve credit scores by reducing revolving balances
- Reinvest in their homes with upgrades that build long-term value
- Handle major expenses like education, medical bills, or unexpected challenges
The result is not just financial relief. It is a stronger foundation and a clearer path toward long-term stability.
The Biggest Impact for Those Who Need It Most
Families facing the hardest financial challenges often see the greatest results.
Clients with lower credit scores frequently experience the most significant improvements after using a HELOC or HELoan to pay down high-interest credit cards and personal loans. By restructuring debt, they are able to:
- Reduce financial stress
- Rebuild creditworthiness
- Position themselves for long-term security
For many, this is not just another loan. It is the turning point that changes their future.
Powered by Better, Built for Impact
What makes the difference is the combination of guidance and technology. NEO Home Loans partners with Better to deliver lending that is faster, smarter, and more transparent.
Through Better’s platform, families benefit from:
- Faster approvals and funding when timing matters most
- Clear cost structures that make decision-making simple
- Personalized strategies based on real-time financial insights
This blend of technology and human guidance ensures families are not just closing a loan, they are building a better path forward.
Changing Lives, One Family at a Time
Every HELOC and HELoan closed represents more than paperwork. It represents a family taking a meaningful step toward financial freedom.
To our team, partners, and advisors: thank you. Your work is directly changing lives, helping families breathe easier, and creating stronger financial futures.
Because when families take control of their finances, they are not just improving credit scores. They are shaping outcomes that will impact generations to come.