Why Price Drops and More Inventory Are Completely Normal This Time of Year
Over the last week, there has been an increase in the number of news articles and talking heads warning that major home price declines are on the horizon. This negativity…
Why We Believe Mortgage Rates Will Drop in 2024
We understand how incredibly frustrating and disheartening the current mortgage rate environment is. Everybody had a prediction going into Summer 2023 that mortgage rates would decrease. Unfortunately, the resilient U.S.…
What Is a Conventional Home Loan?
This article was originally posted on moneygeek.com with collaboration from Ryan Grant, Division President at NEO Home Loans. Conventional home loans are private (not government-backed) mortgages. They are the most…
Why Zillow Says Fall 2023 is a Homebuying “Sweet Spot”
Most people grow up dreaming of owning a home someday, escaping the cloud of rising rents and building wealth through home equity. However, with the recent surge in home prices,…
How to Buy a House in California: A Homebuyer’s Guide
This article was originally posted on moneygeek.com with collaboration from Ryan Grant, Division President at NEO Home Loans. According to a 2022 study, the average price of a home in California is…
3 Powerful Ways to Combat Home Affordability Challenges in 2023
Are you worried that you can’t afford even an entry-level home in your market today? You’re not alone. According to a recent survey by Divvy Homes, only 53% of Americans…
The Federal Reserve vs. The Housing Market: Is a “Soft Landing” Possible?
If you want to buy a home but are waiting for housing to become more affordable, you want to be paying attention to what’s going on with the economy. The…
Interest Rate Buydown vs. Price Reduction: Which Option Is Better In 2023?
The housing market has slowed down a bit in the wake of affordability challenges. While there is still plenty of demand for housing and homes keep selling quickly (the median…
Yes, Housing Will Become More Affordable, But Not For The Reasons You Think
If you Google “recession” today, you’ll find thousands of differing opinions from reputable financial and economic news sources about what to expect in the economy. Some believe that a recession…
Look Beyond Rates: The Keys to Picking the Right Mortgage Lender
In an environment where mortgage rates are rising, many homebuyers decide that getting the lowest interest rate is the most important factor when choosing a mortgage lender. And while a…
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