Navigating Negotiations: A Buyer and Seller Guide from NEO Home Loans
If you haven’t kept a pulse on the current real estate landscape, now is a good time to know that buyers have a little more wiggle room in negotiations. While…
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Is Now the Right Time to Buy? Navigating Lower Mortgage Rates with Confidence
As mortgage rates dip to their lowest levels in over a year, both potential homebuyers and current homeowners find themselves at a crossroads; is it time to enter the market,…
Why Tapping into the Equity in Your Home with a Cash-Out Refinance May Make Sense
Have you heard about cash-out refinancing? It’s a powerful financial tool that allows you to leverage the equity in your home to meet various needs. Even with today’s average mortgage…
1% Less, 5 Million More: The Significant Impact of Dropping Mortgage Rates
In today’s housing market, mortgage rates stand at about 7.5% for a 30-year fixed-rate loan. While these rates seem high compared to the historically low rates below 4% in 2020…
Why Real Estate Remains a Strong Investment in Today’s Market
In an ever-changing financial landscape, many investors are asking whether real estate remains a sound investment. You may be surprised to learn that, despite economic fluctuations, the real estate market…
The Rising Unemployment Rate Foreshadows Lower Mortgage Rates
The unemployment rate is up .6% since April 2023 and currently stands at 4.0% according to the Bureau of Labor Services (BLS). Current economic trends suggest an increase to 4.1%…
Navigating the Housing Market in Retirement: A Real-World Success Story
In today’s challenging housing market, retirees looking to downsize face a unique set of obstacles. Traditionally dependent on stable incomes from employment, many find themselves navigating this transition on a…
4 Strategies to Buy a Home Before Selling Yours
Navigating the current housing market can be daunting, especially with tight inventory and rising demand. Many homeowners face the dilemma of whether to buy a new home before selling their…
Surging Tax in the Booming Housing Market
Selling a home today is more profitable than ever before. However, with this increased profitability comes a significant downside: a larger number of Americans are facing unexpectedly hefty capital-gains taxes.…
Why Cash Buyers Dominate the 2024 Real Estate Market
The 2024 real estate market is ROUGH. Losing to multiple offers, emotional frustration, and the stress from competing offers is discouraging to say the least. Notably 32% of home sales…
