When Vincent and Nessie set out to purchase their new home in Chula Vista, California, time was not on their side. Due to a seller’s urgent need to close within just 18 days to meet a tax incentive deadline, the pressure was on to find a lender who could not only move quickly but also deliver flawlessly.
That’s when NEO Home Loans stepped in.
Brought into the transaction by the listing agent, Sonny Alquizar of NEO Home Loans immediately went to work building a fast, strategic plan. Leveraging the strength of NEO’s operations team and a clear communication process, the transaction was prepared, approved, and closed—all within the tight 18-day window.
Throughout the process, NEO Home Loan’s proactive communication and operational excellence made all the difference. Vincent and Nessie stayed fully informed, understood each step, and collaborated closely to meet every milestone on time. But NEO’s impact didn’t stop there.
Initially planning to secure a conventional loan, Vincent and Nessie weren’t aware they were eligible for a VA loan—an option that would not only save them on their interest rate but also significantly lower their long-term costs. Thanks to NEO’s commitment to client education, they quickly pivoted to the VA option, maximizing the benefits Vincent had earned through his military service.
“Once they realized the VA loan would save them money and secure a better future, it was a big personal win for them,” said Sonny Alquizar, Mortgage Advisor.
At NEO Home Loans, we don’t just focus on closing loans—we focus on empowering families with the knowledge and resources they need to make the best financial decisions for their future. By pairing speed with education, Vincent and Nessie didn’t just buy a home—they made a move that supports their long-term wealth and financial security.
This is the NEO difference: Better education. Better execution. Better outcomes for every family we serve.