The moment Washington shuts down, the news starts buzzing. You see the headlines, the predictions, the panic. People start asking if this means trouble for the economy or if mortgage…

You’ve spent years building equity in your home. Maybe now you’re wondering how to use it to strengthen, not strain, your financial picture. That’s where a home equity line of…

Buying a home is exciting, but it can also feel overwhelming. Beyond finding the right house, you need the right partner to guide you through the mortgage process. The lender…

Many new homebuyers wonder what a conventional mortgage loan is. Put simply, a conventional mortgage is a type of home loan that isn’t backed by a government program such as…

The housing market shifts we are experiencing today are some of the most significant in years. According to the Bank of America Institute, new home supply has reached its highest…

The mortgage market just got a boost. Slower job growth, rising unemployment, and expectations of a Federal Reserve rate cut have pushed rates lower. If you have been waiting for…

For many families, high-interest debt, rising expenses, or unexpected costs can feel overwhelming. Yet sitting inside their home is often the key to relief: their equity. When homeowners choose to…

When most people start shopping for a home, the first question they ask is: “What’s my interest rate?” But here’s the truth: chasing the lowest rate isn’t always the smartest…

At NEO Home Loans, we believe understanding the “why” behind market changes is just as important as knowing the numbers. Last week at Jackson Hole, Fed Chair Jerome Powell said…

Buying a home is one of the biggest financial decisions you will ever make. At NEO Home Loans powered by Better, our mission is to help you make that decision…