Most people see a mortgage as a way to buy a home. At NEO Home Loans, we see it as something much bigger. Your mortgage is one of the most…

Buying a home is exciting. It’s also a little intimidating if we’re being honest. Between interest rates, competition, and all the decisions you have to make, it’s easy to feel unsure about…

The idea of a 50 year mortgage has taken over social media and the news cycle. Some people think it could finally help more families afford a home. Others think…

Mortgage rates have dropped from where they started in 2025, sitting near 6.5% today. That shift means opportunity for millions of Americans who locked in loans at 7% or higher.…

Feeling Stuck by Today’s High Mortgage Rates?  You’re not the only one. A lot of people find a home they love, start running the numbers, and suddenly feel that knot…

You’ve Built Value in Your Home. Now Let’s Make It Work for You  If you’ve owned your home for a while, you’ve probably built up some solid equity. Maybe it’s…

The moment Washington shuts down, the news starts buzzing. You see the headlines, the predictions, the panic. People start asking if this means trouble for the economy or if mortgage…

You’ve spent years building equity in your home. Maybe now you’re wondering how to use it to strengthen, not strain, your financial picture. That’s where a home equity line of…

Buying a home is exciting, but it can also feel overwhelming. Beyond finding the right house, you need the right partner to guide you through the mortgage process. The lender…

Many new homebuyers wonder what a conventional mortgage loan is. Put simply, a conventional mortgage is a type of home loan that isn’t backed by a government program such as…