If you’ve been watching the housing market, you may be wondering: is this a slowdown—or is it actually a moment of opportunity? The headlines can feel confusing. On one hand,…

Some homebuyers just don’t fit the standard mold. Maybe their income looks different on paper. Maybe they’ve got unique goals or tight timelines. Whatever the case, when other lenders throw…

Are You Worried You Can’t Afford Today’s 7% Mortgage Rates? Here’s a Smart Way to Ease Into Your Home Purchase Buying a home when mortgage rates hover around 7% can…

Refinancing your mortgage isn’t just about chasing a lower interest rate—it’s about reshaping your home loan to fit your life today and tomorrow. At NEO Home Loans, we’ve seen how…

It’s been five years since the federal government hit “pause” on student loan collections.  For millions of Americans, that pause offered a lifeline—a chance to focus on family, career, or…

If you’ve been trying to keep up with the economy lately, it’s easy to feel a little overwhelmed. Between talk of tariffs, stubborn inflation, interest rates staying higher for longer,…

As the spring home-buying season approaches, all eyes are on mortgage rates and their impact on buyers, homeowners, and real estate professionals. While the Federal Reserve has signaled potential rate…

Smart Home Financing Starts with a Plan Buying a home—whether it’s your first, your next, or an investment—is one of the most important financial decisions you’ll ever make. At NEO…

How Smart Homeowners Are Using Equity to Eliminate Debt and Unlock Monthly Cash Flow Total tappable home equity in the U.S. reached a staggering $20.9 trillion at the end of…

Common Credit Myths Debunked How NEO Home Loans Provides Data-Driven Clarity Understanding common credit myths will help potential homebuyers succeed in their homebuying journey. In today’s financial landscape, understanding credit…