This article was originally posted on moneygeek.com with collaboration from Ryan Grant, Division President at NEO Home Loans. A home equity line of credit, or HELOC for short, is a loan that…

On average, Americans who are able to build significant wealth do so through creative use of real estate investments. In the long run, owning a home will always be better…

Owning a home is a crucial part of building generational wealth and finding financial freedom, but deciding when to make the move into homeownership is never an easy decision. That…

Seasonal home price cuts and a big improvement in mortgage rates over the last few weeks are contributing to a welcome improvement in homebuying conditions. The surge in mortgage rates,…

Even if you have a low rate on your mortgage, do you know how much you’re paying in interest each month for your credit cards, vehicles, and other personal debts?…

Earlier this week, an article was posted to fortune.com with this headline: The housing market is headed back to a 1980s-style recession, Wells Fargo says—and it’s all because of ‘higher…

By now, everyone knows that demand in the housing market has seen a bit of a slump as homebuyers hold back in hopes of improving affordability. Home prices are still…

Over the last week, there has been an increase in the number of news articles and talking heads warning that major home price declines are on the horizon. This negativity…

We understand how incredibly frustrating and disheartening the current mortgage rate environment is. Everybody had a prediction going into Summer 2023 that mortgage rates would decrease. Unfortunately, the resilient U.S.…

This article was originally posted on moneygeek.com with collaboration from Ryan Grant, Division President at NEO Home Loans. Conventional home loans are private (not government-backed) mortgages. They are the most…