Why It’s Easy To Fall in Love with Homeownership
No matter how the housing market changes, there are some things about owning a home that never change—like the personal benefits it can provide. When you own your home, you likely…
What You Should Know About Closing Costs
Before you buy a home, it’s important to plan ahead. While most buyers consider how much they need to save for a down payment, many are surprised by the closing costs they have to pay. To ensure you aren’t caught off guard when it’s time to close on your home, you need to understand what closing costs are and how much you should budget for. (more…)
Expecting a Housing Crash? The Data Disagrees
Let’s just get right to it – we are NOT on the verge of a housing crash. Don’t believe us? That’s OK – we get it. We’re on the internet…
Who Is Considered A First-Time Home Buyer?
Most American households desire to own a home. However, for those attempting to make the transition from renting to owning, shifts in the housing and mortgage markets can play…
Why The Current Housing Market Is So Different From Pre-2008
If you’ve been following our blog, you know we’ve written a lot of articles about why today’s housing market is vastly different from the one that preceded the 2008 housing…
Get Ready for the Housing Market to Heat Up Again
After a record-breaking couple of years that saw mortgage rates plunge to all-time lows and home prices soar to new highs, the U.S. housing market has definitely seen a slowdown.…
New Inflation Numbers Paint a Bright Future for Mortgage Rates
January 12th brought the scheduled monthly release of the Consumer Price Index (CPI), and this one has had the biggest impact on the bond market and mortgage rates of all…
Are you eligible to stop paying monthly mortgage insurance?
When you buy or refinance a home with a mortgage that exceeds 80% of the value of the home mortgage insurance is normally required. Mortgage insurance, or MI, provides you…
2023 Housing Forecast: What to Expect With Rates, Prices, and the Economy
The U.S. housing market in 2022 was a rollercoaster. The year started with home prices at record highs and interest rates still closely holding the all-time lows that were set…
